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Showing posts with label Health Insurance Exchange. Show all posts
Showing posts with label Health Insurance Exchange. Show all posts

Friday, November 21, 2014

OBAMACARE PRESSURES INSURANCE COMPANIES TO INFLATE ENROLLMENT NUMBERS WITH DENTAL PLANS?? HHS CONFIRMS; GOP SUES



Article Sources: Bloomberg News; Newser

***ARTICLE: "Obamacare’s Subscriber Rolls Include Unpublicized Dental Plans"

The Obama administration said it erroneously calculated the number of people with health coverage under the Affordable Care Act, incorrectly adding 380,000 dental subscribers to raise the total above 7 million.

The accurate number with full health-care plans is 6.7 million as of Oct. 15, a spokesman for the U.S. Department of Health and Human Services confirmed today, saying the U.S. won’t include dental plans in future reports.

“The mistake we made is unacceptable,” Health and Human Services Secretary Sylvia Mathews Burwell said on her verified Twitter account. “I will be communicating that clearly throughout the department.”

The error was brought to light by Republican investigators for the House Oversight and Government Reform Committee, using data they obtained from the U.S. Centers for Medicare and Medicaid Services.

“A mistake was made in calculating the number of individuals with effectuated Marketplace enrollments,” said Kevin Griffis, a spokesman for the U.S. Health and Human Services Department. “Individuals who had both Marketplace medical and dental coverage were erroneously counted in our recent announcements,” he said in an e-mail.

The new count puts enrollment short of a 2013 estimate by the Congressional Budget Office, adopted last year as a goal by the Obama administration, that 7 million people would be enrolled this year. Federal officials said in September they had 7.3 million people enrolled in coverage through new government-run insurance exchanges.

They didn’t distinguish between medical and dental plans, breaking from previous practice without notice.

No More Dental

“Moving forward only individuals with medical coverage will be included in our effectuated enrollment numbers,” Griffis said.

Blending dental and medical plans let the administration assert that enrollment was more than 7 million. The move also partly obscured the attrition of more than 1 million in the number of people enrolled in medical insurance.

The administration had supplied information about dental plans separately in earlier disclosures. In May, the government reported that 8 million were signed up for health plans and 1.1 million were in dental coverage.

Then in September, the numbers became less transparent.

The Medicare agency’s administrator, Marilyn Tavenner, released a new enrollment figure, obtained from insurance companies participating in the exchanges: 7.3 million people were “enrolled in the health insurance marketplace coverage,” she said at a hearing by the Republican-led Oversight committee.

Quietly Added

Tavenner didn’t elaborate or break out dental plans. Reporters asked a spokesman for her agency, Aaron Albright, for more detail on the number after the hearing: He said he had no additional information about it.

“After touting 8 million initial sign-ups for medical plans, four months later they engaged in a concerted effort to obscure a heavy drop-out rate of perhaps a million or more enrollees by quietly adding in dental plan sign-ups to exchange numbers,”
Republican Darrell Issa of California, chairman of the Oversight committee, said in an e-mail from a spokeswoman.

Charles Gaba, a Bloomfield Hills, Michigan-based blogger who backs the Patient Protection and Affordable Care Act and has accurately forecast enrollment, was among those who found Tavenner’s announcement encouraging.

He had predicted enrollment would suffer attrition of about 3 percent per month; Tavenner’s figure suggested the rate was lower, only about 2 percent.

“This is FANTASTIC news,” he wrote at the time.

He said yesterday that he is “appalled” to find out dental plans were included in the figure.

Shifting Estimates

“I really don’t see what the point would be of being misleading about that number,” he said in a phone interview. “Even if it had been 6.9 million, I don’t see that as being a terrible thing.”

The CBO, which forecasts enrollment under the Affordable Care Act, projected in 2013 that 7 million people would be signed up in 2014 before lowering the estimate by 1 million early this year.

The Obama administration has previously said that enrollment would erode from the 8 million figure. Some customers never paid their premiums or stopped paying. Some may have found alternative coverage, such as through a new job; others may have decided the program wasn’t worth the price.

“Instead of offering the public an accurate accounting, the administration engaged in an effort to obscure and downplay the number of dropouts,” Issa said.

Uninsured Drop

The success of the Affordable Care Act should be measured primarily by one “fundamental number,” the U.S. uninsured rate, U.S. health secretary has said. That number is down about four percentage points this year to 13.4 percent, according to Gallup Inc.

After Tavenner’s announcement in September that 7.3 million people had signed up, aides to the Oversight committee demanded the Medicare agency’s raw data. Weeks of negotiations yielded 289 password-protected Excel spreadsheets, each representing enrollment in a single insurance company’s Affordable Care Act health plans.

In addition to enrollment, the spreadsheets include information such as premium revenue each plan received and the amount of tax credits it was paid by the government, to discount premiums. Dividing total premium revenue by enrollment in the plans, the committee aides noticed that some plans had premiums of less than $60 a month.

The low-priced plans also received little in the way of tax credits. Dental coverage sold under the ACA isn’t eligible for the credits, unless it’s combined with a health plan. In that case, the credit first subsidizes the premium for medical coverage, and anything left over goes to the dental plan.

Critical Threshold

The 7 million threshold appears to be important for the administration, said Douglas Holtz-Eakin, president of the American Action Forum, a Washington advocacy group aligned with Republicans that has opposed the health law.
“It’s a little weird,” Holtz-Eakin, a former CBO director, said. “Usually, the goal is for the forecast to hit the reality, but here the reality is being massaged to hit the forecast.”

The dental-plan data may add to a growing credibility problem for the Obama administration, Holtz-Eakin said. Recently, the administration has rebutted remarks by a former adviser, Massachusetts Institute of Technology economics professor Jonathan Gruber, suggesting that Democrats deceived the public when the law was passed in 2010.

‘They Lied’

“The No. 1 most effective message against the Affordable Care Act is: they lied to you to get it through,” Holtz-Eakin said in a phone interview. “People believe that years now after its passage. The distrust is already there, and they’re doing nothing but exacerbate it.”

Burwell, the health secretary, said at a Nov. 10 event that Obamacare enrollment was 7.1 million in October, 200,000 less than in August, again without breaking out dental plans. “That’s the number of people currently enrolled and paying in the marketplace,” Burwell said at the event, which was hosted by the Democratic-aligned Center for American Progress.

Burwell reported the October number after Ted Strickland, the former Democratic governor of Ohio who moderated the event, asked her to respond to critics who say the Obama administration has not been transparent about enrollment or premiums under the Affordable Care Act.

“In terms of this transparency issue, what we’re trying to do is make sure we’re clear,” Burwell said. “What we try and do is give you information when we have it that’s accurate.”

***ARTICLE: "House GOP Sues Obama Over ObamaCare"

As Republicans plot strategy on how to oppose President Obama's immigration changes, they're moving ahead with a plan to go after another signature policy: ObamaCare.

House Republicans today filed their expected lawsuit against the White House, arguing that the president overstepped his authority on certain parts of the legislation (including his postponement of the controversial employer mandate), reports the Wall Street Journal.

Though the suit had been threatened for a while, the filing seemed imminent when Republicans announced earlier this week that they had hired constitutional attorney Jonathan Turley.

Republicans had previously threatened to add their immigration objections to the ObamaCare lawsuit, given that both involve allegations of executive overreach, but today's suit addresses only the health care law, reports New York Times.

John Boehner lays out his main complaint: "If this president can get away with making his own laws, future presidents will have the ability to as well.

The House has an obligation to stand up for the Constitution, and that is exactly why we are pursuing this course of action." The suit was filed against the Health and Human Services and Treasury departments.



Monday, August 1, 2011

Birth Control Now Provided FREE In The United States! No Co-pays! Thank God!















HHS announces free birth control for women in the U.S.

The U.S. Department of Health and Human Services announced new guidelines in Washington Monday requiring health insurance plans beginning on or after August 1, 2012 to cover several women's preventive services, including birth control and voluntary sterilization.

According to HHS Secretary Kathleen Sebelius the decision is a part of the Affordable Care Act's move to stop problems before they start.

"These historic guidelines are based on science and existing literature and will help ensure women get the preventive health benefits they need," she said in a news release.

In July, the Institute of Medicine issued the results of a scientific review of women's health needs and provided recommendations on specific preventive measures to help them. Today HHS approved those recommendations.

Besides contraceptive use, the list includes free screenings for conditions such as gestational diabetes and the human papillomavirus (HPV), as well as breastfeeding support and counseling on sexually transmitted diseases. The full list is available on the Department of Health and Human Services website.

Overheard on CNN.com -- Birth control should be free

The decision to offer free contraception was not supported by all. For example, groups like the Family Research Council claims the decision "undermines the conscience rights of many Americans" and Cardinal Daniel DiNardo, chairman of Committee on Pro-Life Activities with the United States Conference of Catholic Bishops says "pregnancy is not a disease, and fertility is not a pathological condition to be suppressed by any means technically possible."

They feel the decision forces people to participate who may have moral or religious convictions that oppose contraception use.

The Obama administration released an amendment to the prevention regulation that allows religious institutions offering health insurance to their employees the choice of whether or not to cover contraception services.

However, supporters say the service will help millions of women who struggle to afford prescription birth control.

Birth control should be fully covered under health plans, report says

"Covering birth control without co-pays is one of the most important steps we can take to prevent unintended pregnancy and keep women and children healthy," said Dr. Vanessa Cullins, vice president for medical affairs at Planned Parenthood Federation of America when the IOM recommendations were released.

Supporters also say covering contraception helps the government save money up front.

According to an analysis from the Guttmacher Institute, in 2006, of the 2 million publicly funded births, 51% resulted from unintended pregnancies, accounting for more than $11 billion in costs.

The report found that this is a disproportionate burden on programs such as Medicaid and the Children's Health Insurance Program, given that only 38% of all U.S. births result from unintended pregnancies.



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Sources: AP, CBS News, CNN, Wikipedia, Google Maps

Wednesday, December 9, 2009

Dems Praise Health Care Reform "Sell Out"...Lobbyists Win
























Progressives react to compromise. Rep. Lynn Woolsey, D-Calif., explains her suggestion that unless the health reform compromise offers more competition, her caucus could vote against it.

Visit msnbc.com for breaking news, world news, and news about the economy




Health Care Reform Compromise or Sell-out?

Visit msnbc.com for breaking news, world news, and news about the economy





Dems praise tentative health bill compromise


President Barack Obama as well as Democratic liberals and moderates all found something to like Wednesday in an emerging compromise to expand the role of government in the nation's health care system, raising hopes inside the party that passage of overhaul legislation might be within reach after a struggle lasting decades.

The same plan drew critics, though — and the threat of more opponents once closely held details become widely known.

Obama hailed "a creative new framework that I believe will help pave the way for final passage of legislation and a historic achievement for the American people." He said, "I support this effort, especially since it's aimed at increasing choice and competition and lowering cost."

A provision opening Medicare to uninsured Americans between the ages of 55 and 64 drew praise from some liberals.

Rep. Anthony Weiner, D-N.Y., called it "an unvarnished, complete victory for people like me who have been arguing for a single-payer system."

Howard Dean, the former party chairman and an advocate of a government-run insurance option, told CBS, "Using Medicare makes more sense than reinventing more bureaucracy."

The idea of a full-blown government-run insurance option, heatedly debated for months, would be jettisoned under the tentative agreement reached by Senate Democratic liberals and moderates and announced Tuesday night. In its place would be the expansion of Medicare, as well as new nationwide private plans to be run by the same agency that oversees the system that lawmakers use for themselves and their families.

Majority Leader Harry Reid, D-Nev., described the agreement as a significant step in the struggle to round up the votes needed to pass the broader overhaul legislation. The House has already passed its version, and Democrats are driving for a Senate vote before Christmas.

That would leave only a final compromise between the houses before legislation could go to Obama for his signature. Congress has spent months trying to deliver a bill to the White House that would expand coverage to millions who now lack it, ban insurance companies from denying coverage on the basis of pre-existing medical conditions and generally reduce the skyrocketing growth of medical spending nationwide.

Sen. Joe Lieberman, an independent from Connecticut who has vowed to fight any government-run insurance option, issued a statement saying he was "encouraged by the progress toward a consensus."

Lieberman's vote is one of 60 that Democrats would need to enact the legislation over unanimous Republican opposition, and he and Sen. Ben Nelson, D-Neb., are viewed as among the shakiest supporters of the bill.

Two other senators in the same category praised different parts of the latest proposal.

Sen. Mary Landrieu, D-La., said the Medicare expansion could help small business.

"There are a lot of small business people who are between the ages of 55 and 64," she said. "If that were done (it) would provide some real relief to them."

Sen. Blanche Lincoln, D-Ark., said she approved of the suggested national plans to be administered by the Office of Personnel Management. "OPM being the negotiator will help, I think, be able to bring the best product forward," she said.

According to several officials, the deal would maintain an existing federal health care program for children until 2015, when it would be folded into so-called national exchanges where consumers would purchase coverage.

Insurance companies would be required to spend 90 percent of their income from premiums on providing benefits.

Many officials declined to discuss details, heeding an admonition that if they did, the Congressional Budget office would feel compelled to release preliminary cost estimates that lawmakers prefer to receive secretly.

Thus, there was no word on the cost of purchasing Medicare coverage, as an example, in the years before 2014, when federal subsidies would become available for lower- and some middle-income individuals and families.

Sen. Olympia Snowe, R-Maine, told reporters premiums would total about $7,600 annually until federal subsidies became available in 2014. That translated into more than $600 a month, far higher than the $96.40 paid by beneficiaries age 65 and up.

Despite the praise from Obama and others, there were critics across the political spectrum.

They included MoveOn.org., the liberal group, which issued a statement saying Democrats had "bargained away the heart of health care reform allowing conservative senators like Joe Lieberman and Ben Nelson to hold the process hostage and protect Big Insurance."

The Mayo Clinic Health Policy Center sent notices to lawmakers criticizing the emerging plan. Expanding Medicare to individuals 55 to 64 years old, it said, "would ultimately hurt patients by accelerating the financial ruin of hospitals and doctors across the country."


Sources: MSNBC

Thursday, June 11, 2009

Pres. Obama Takes His Health Care Insurance Exchange Plan On the Road, "Status Quo Is Unsustainable"















MSNBC----

"To those who criticize our efforts, I ask them, `What's the alternative?"

"What else do we say to all those families who spend more on health care than on housing or on food? What do we tell those businesses that are choosing between closing their doors and letting their workers go?"

"Health Care is a Moral Imperative."

"We're creating what's called the Health Insurance Exchange."

"I will not accept endless delay or denial."

"The cost of doing nothing will cost more in the future."


(President Obama speaks to a Green Bay, WI audience today about Health Care Reform.)





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Sources: MSNBC, Flickr, Google Maps